Loan Rates for Vehicles, Motorcycles, Boats, Trailers and RVs
| Vehicles, Motorcycles, Boats, Trailers, Rv's | APR (Annual Percentage Rate) | Term |
| 2019-2025 | as low as 3.50% | 60 Months |
| loan value over $15,000 | as low as 4.00% | 72 Months |
| 2016-2018 | as low as 5.50% | 48 Months |
| loan value over $15,000 | as low as 6.50% | 60 Months |
| 2015 and older use personal loan rates and terms |
Add 5% to all auto loan rates and reduce term for 12 months for scooters, ATVs, and jet skis. For these items, proof of insurance and title needs to be provided before the loan is disbursed.
Personal Loan Rates
| Personal Loans | APR (Annual Percentage Rate) | Term |
| $0-$7499 | 9.5%-21.9% | 36 Months |
| $7500-$15000 | 9.5%-21.9% | 48 Months |
| Auto and personal loans rates are determined by credit score. Personal loan amounts not to exceed 2x gross monthly income or $15000 |
Other Rates
| Type | APR (Annual Percentage Rate) |
| Share Secured Loan | 3.00% |
| Visa Credit Card | 11.75% |
|
Share Rates
| Shares | APR (Annual Percentage Rate) | Annual Percentage Yield |
| Regular Shares | 0.05% | 0.05% |
| Interest Checking | 0.05% | 0.05% |
| 6 Month Certificate $500 min deposit | 0.06% | 0.06% |
| 12 Month Certificate $1,000 min deposit | 1.00% | 1.00% |
|
All rates and terms are subject to change.
May 1, 2023
