Share Accounts (Savings)
Our savings accounts offer superior convenience and service without all the fees of a bank. Open a share account with as little as $5 and earn competitive dividend rates.
Club accounts allow you to save for the holidays and/or any other special event or purpose, with the ability to name them accordingly! They also earn dividends at the same high rate of return as our share accounts.
Certificates of Deposit
We offer CDs with 6 and 12 month terms at competitive rates. The minimum investment for a 6 month CD is $500 or $1000 for a 12 month CD. Like our accounts, our CDs are also federally insured through the NCUA.
Share Draft (Checking)
Our checking account offers superior convenience and service without all the fees. With your account, you’ll enjoy totally free checking with no minimum balance, a quarterly dividend, VISA Debit Card, and free access to online banking, mobile app, and bill pay systems—all by simply maintaining a $25 minimum share balance!
Debit Advantage (Second Chance Checking)
Our Debit Advantage account is an alternative for the member who does not qualify for the above checking account, but still wants the convenience of a debit card. All CICU members are eligible, even if you have been reported to a credit agency in the past. All it takes is $10 to order the card and a monthly $3 fee.
All accounts have access to online banking and our mobile app. The online information is updated the moment your transaction clears at the credit union. This service includes optional free E-statements and free E-alerts. Please see any member of the CICU team to set up your online account access. CICU checking and debit advantage account holders also get free ATM access at many local credit-union-owned as well as across the nation. All deposits are subject to a hold of up to 30 days. Every account we offer is federally insured by the NCUA up to $250,000.