CICU Rates

Loan Rates for Vehicles, Motorcycles, Boats, Trailers and RVs

Vehicles, Motorcycles, Boats, Trailers, Rv'sAPRTerm
2018-2023as low as 3.00%60 Months
loan value over $15,000as low as 3.50%72 Months
2014-2017as low as 6.50%48 Months
loan value over $15,000as low as 6.50%60 Months
2013 and older use personal loan rates and terms

Add 5% to all auto loan rates and reduce term for 12 months for scooters, ATVs, and jet skis. For these items, proof of insurance and title needs to be provided before the loan is disbursed.

Personal Loan Rates

Personal LoansAPRTerm
$0-$74999.5%-21.9%36 Months
$7500-$150009.5%-21.9%48 Months
Auto and personal loans rates are determined by credit score. Personal loan amounts not to exceed 2x gross monthly income or $15000

Other Rates

Share Secured Loan3.00%
Visa Credit Card11.75%

Share Rates

Regular Shares0.05%0.05%
Interest Checking0.05%0.05%
6 Month Certificate $500 min deposit0.06%0.06%
12 Month Certificate $1,000 min deposit1.00%1.00%

All rates and terms are subject to change.

May 1, 2023