Welcome to CICU Online!

Serving the east-central Illinois community since 1948.

Same day electronic withdrawals starting soon. Items may clear your account quicker than ever!

News & Announcements

DEBIT CARD UPDATE: Temporary fraud protection measures have been put into place to protect your debit card. If you are shopping at larger stores in the area or traveling in the northern part of the state, you may have to use your PIN number for the transaction to be approved.

We can temporarily lift these fraud protection measures while you are traveling. Call us before your departure, and you will be able to use your card with all the same conveniences as you experience in your hometown.

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Special Offers

Signature loans—qualified members may obtain financing with rates as low as 9.50% APR with relationship pricing. Refinance higher rate credit cards and loans with CICU.

Car loans as low as 2.49% APR. Refinance higher interest rate loans without any fees.

New loan product! Offering loans on cars as old as 2001! Compare our rates and terms!

Apply over the phone! Ask for Chelsea or Cheryl at 217-356-9721 or toll free at 877-356-9721.

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I want to join

To join, simply deposit $5 or more in a regular Share savings account. Members who leave the field of membership may retain their membership for as long as they like.

Hours of Operation


9:00am - 5:00pm Monday - Friday

Drive Thru and Walk-Up

9:00am - 5:30pm Monday - Thursday
9:00am - 6:00pm Friday
8:30am - 12:30pm Saturday

2017 Holiday Closings

New Year's (observed)  Mon, Jan 2 Closed
ML King Jr. Day   Mon, Jan 16 Closed
Memorial Day Mon, May 29 Closed
Independence Day Tues, July 4 Closed
Labor Day Mon, Sep 4 Closed
Thanksgiving Thurs, Nov 23 Closed
Christmas Mon, Dec 25 Closed
New Year's Day Mon, Jan 1, 2018   Closed