Welcome to CICU Online!

Serving east central Illinois families since 1948.

Your Community Credit Union!

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News & Announcements

EQUIFAX Data Breach: If you have a credit report, there is a good chance that you are one of the 143 million Americans whose personal information may have been exposed by Equifax, which is one of three of the nation's major credit reporting agencies. You may want to visit the following website for further information, https://www.equifaxsecurity2017.com

Keep in mind you are eligible to receive a free credit report each year from the three major credit bureaus. If you request a report every four months from one of the three, you can monitor your accounts frequently throughout the year for free. These reports may be obtained by visiting www.annualcreditreport.com, or come by the office to pick up a form that may be mailed to the reporting agency of your choice.

We are available during lobby hours to answer any question you may have regarding ways to safeguard your accounts.

DEBIT CARD UPDATE: Temporary fraud protection measures have been put into place to protect your debit card. If you are shopping at larger stores in the area or traveling in the northern part of the state, you may have to use your PIN number for the transaction to be approved.

We can temporarily lift these fraud protection measures while you are traveling. Call us before your departure, and you will be able to use your card with all the same conveniences as you experience in your hometown.

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Special Offers

Signature loans—qualified members may obtain financing with rates as low as 9.50% APR with relationship pricing. Refinance higher rate credit cards and loans with CICU.

Car loans as low as 3.49% APR. Refinance higher interest rate loans without any fees.

New loan product! Offering loans on cars as old as 2002! Compare our rates and terms!

Apply over the phone or online! Call us at 217-356-9721 or toll free at 877-356-9721.

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I want to join

To join, simply deposit $5 or more in a regular Share savings account. Members who leave the field of membership may retain their membership for as long as they like.

Hours of Operation


9:00am - 5:00pm Monday - Friday

Drive Thru and Walk-Up

9:00am - 5:30pm Monday - Thursday
9:00am - 6:00pm Friday
8:30am - 12:30pm Saturday

2019 Holiday Closings

New Year's Day  Tues, Jan 1 Closed
ML King Jr. Day   Mon, Jan 21 Closed
Memorial Day Mon, May 27 Closed
Independence Day Thurs, July 4 Closed
Labor Day Mon, Sep 2 Closed
Veterans Day Mon, Nov 11 Closed
Thanksgiving Thurs, Nov 28 Closed
Christmas Wed, Dec 25 Closed
New Year's Day Wed, Jan 1, 2020   Closed