Welcome to CICU Online!

Serving East Central Illinois families since 1948.

IT'S TAX TIME!! All you need is your account number plus our routing number <271176828> to receive your return electronically and have instant access to it!

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News & Announcements

Keep in mind you are eligible to receive a free credit report each year from the three major credit bureaus. If you request a report every four months from one of the three, you can monitor your accounts frequently throughout the year for free. These reports may be obtained by visiting www.annualcreditreport.com.

DEBIT CARDS: Temporary fraud protection measures have been put into place to protect your debit card. If you are shopping at larger stores in the area or traveling in the northern part of the state, you may have to use your PIN number for the transaction to be approved.

We can temporarily lift these fraud protection measures while you are traveling. Call us before your departure, and you will be able to use your card with all the same conveniences as you experience in your hometown.

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Special Offers

Signature loans—qualified members may obtain financing with rates as low as 9.50% APR with relationship pricing. Refinance higher rate credit cards and loans with CICU.

Car loans as low as 3.49% APR. Refinance higher interest rate loans without any fees.

New loan product! Offering loans on cars as old as 2002! Compare our rates and terms!

Apply over the phone or online! Call us at 217-356-9721 or toll free at 877-356-9721.

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I want to join

To join, simply deposit $5 or more in a regular Share savings account. Members who leave the field of membership may retain their membership for as long as they like.

Hours of Operation


9:00am - 5:00pm Monday - Friday

Drive Thru and Walk-Up

9:00am - 5:30pm Monday - Thursday
9:00am - 6:00pm Friday
8:30am - 12:30pm Saturday

2020 Holiday Closings

New Year's Day  Wed, Jan 1 Closed
ML King Jr. Day   Mon, Jan 20 Closed
Memorial Day Mon, May 25 Closed
Independence Day Friday, July 3 Closed
Labor Day Mon, Sep 7 Closed
Veterans Day Wed, Nov 11 Closed
Thanksgiving Thurs, Nov 26 Closed
Christmas Fri, Dec 25 Closed
New Year's Day Fri, Jan 1, 2021   Closed