Loans

Loans

Nobody does loans better than we do!

Car, Truck, Motorcycle, Boat, and Other Secured Loans
With a Central Illinois Credit Union auto loan, you can be sure you're not paying too much on the financing of your next car. When you finance your car purchase, you're really purchasing two items: the car itself, and the financing. People will haggle for hours to get the best price on the vehicle of their dreams, only to lose all of their hard-earned savings to a bank or financing company when they sign the loan papers. At your credit union, our loans are designed work to your advantage. We always use simple interest loans, so you will never pay an interest penalty on your loan should you sell or trade your car before the end of the original term of the loan. We will even beat bona fide rates from other credit unions or banks!*

Personal Loans
The Central Illinois Credit Union personal loan allows you the convenience and flexibility of a credit line up to $15,000 with no collateral required. You can use the proceeds of your loan any way you like: to consolidate other high-interest debt, a dream vacation, new furniture, a computer, home improvements—whatever your need or desire! You are assured of the same favorable treatment as our secured loans, great rates, and personal service. 

Payday Alternative Loans
Borrow up to $300 on your first loan for unexpected expenses. There is no credit check and you may take six months to repay the loan. Larger loan amounts are available after your first Payday Alternative Loan (PAL) balance has been paid in full. Call us for more details.
 
Apply Now! 
Need some cash today? Simply visit our Online Loan Application to apply for your loan now. 

*Restrictions apply. Call for details.